A Robust, AI-Powered Financial Health Analysis

In essence, a company financial health assessment articulates your ability to pay your bills, make money and manage your short- and long-term debts. To be truly helpful, however, the analysis should also show you how you can improve.

Our analysis centers around KPIs related to cash flow, liquidity, profitability, borrowing leverage and efficiency, plus a breakdown of the individual factors that impact these high-level KPIs, like asset turnover and operating margins.

Paro’s AI agent then outputs a financial health score and outlines a list of tactics to improve these metrics, customized to your business capabilities and nuances. Whether you choose to navigate the full report yourself or consult with a Paro expert for help, you can expect to come away with clear next steps.

Generative and agentic AI are subsets of AI technology that make Paro’s financial analysis score and report not only possible but also fast and highly effective.

Put simply, AI performs two fundamental functions:

• Extract and analyze large volumes of data from a diverse range of structured, unstructured, internal and external data sources.
• Output insights, predictions and recommendations based on that analysis.

The primary difference between an AI agent and a traditional human analyst is scale: AI can perform these actions with much greater speed and scale, meaning it can take in more information and find patterns much faster than humans. It’s important to note, however, that human oversight must be incorporated into the agentic AI process to ensure quality and ethics standards.

These benefits are especially well-suited for financial analyses, where AI can continually access, make sense of and learn from loads of data from all kinds of organizations, institutions and bodies of information to help businesses understand where they are, where they’re headed and how they can either pivot or change course to achieve their goals.

The accountant’s role lies largely in grooming your documentation to ensure accuracy and organization in your financial statements, cash flow and compliance records, etc. This differs greatly from the work of a financial analyst, who uses sophisticated tools (and now, AI) to analyze the information provided by an accountant and other sources to make high-quality, proven strategic recommendations.

A financial health analysis isn’t just for struggling businesses. It’s an evergreen tool that can be used by any business looking to grow, whether you’re in search of funding or aiming to sharpen conversations with stakeholders or finance teams. For finance leaders, it’s a great way to inspire new thinking and ensure you’re covering your bases in a world where business success factors evolve rapidly due to disruption.